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How to Consolidate Credit Card Debt – What You Need to Know

What does it mean to consolidate credit card debt? Like any other debt consolidation program, credit card debt consolidation is basically bringing all your scattered multiple credit card payments under one joint payment scheme. Consolidating debt simplifies (and sometimes reduces) your monthly payments, can reduce interest rates, and ultimately frees up more opportunities to save. There are multiple ways that…

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Debt Management vs. Debt Settlement

If you are in debt, chances are that you have credit cards, a car loan, and even a mortgage payment. You might also have other unsecured debt such as medical debt, business loans, or student loans that you’re still paying off. That’s not necessarily a bad thing. When debt is used correctly, it allows you to obtain assets, create financial…

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What is a debt management plan?

Managing your debt can be extremely stressful and have a significant impact on your future financial goals. Many times, when debt seems to be out of control, we often do not see the options that are available to help get us back on our feet. Debt management is one solution. A debt management plan (DMP) is basically an agreement with…

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Personal Budgeting

Have you ever wondered where all your money has gone at the end of the month? Do you want to save money for a big purchase or save up for a “rainy day”? Personal budgeting may not sound all that exciting, but it can keep financial balance in your household. Creating a personal budget will help you gain control of…

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Intent-Based Content Recommendations

Debt Settlement vs. Bankruptcy Have you fallen so far behind on credit card payments or have you accrued too much debt for your income? Unfortunately, this is not an uncommon occurrence. Many individuals see the financial impact these issues have on their day to day lives. In this article, you will have information to help you decide whether a debt…

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Debt Settlement Pros and Cons

The big question, is debt settlement a viable option? The answer, yes, debt settlement can successfully work for you. In this situation, the benefits outweigh the costs keeping you from making a long term negative impact on your credit score like bankruptcy can do. Debt settlement maybe your best option! Debt Settlement Pros and Cons Debt settlement is also known…

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Debt Settlement vs. Debt Consolidation

When you are in a financial bind, it is easy to make rash decisions before doing your research. Since you have landed here, it is clear you are on the right track and looking for help. This article provides you with information regarding the differences between using a debt settlement program or choosing a debt consolidation loan. Choosing between debt…

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Debt Consolidation Loan vs. Personal Loan

In today’s society, it is easy to become financially unstable when debts pile up. From job changes or loss, medical issues, or just merely trying to ‘keep up with the Jones’, there are multiple ways for you to quickly lose track of your financial budget. Keeping your debt-to-income ratio low is the key advantage of staying on top of your…

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What is Debt Consolidation? | Roundleaf

What is Debt Consolidation? Like it does for so many Americans, personal debt can weigh heavily on our minds. We often think or feel like there is no way out. However, there are options available to relieve debt accumulation.  Debt consolidation may be the answer to your current situation. Provided in this article is information on what debt consolidation is…

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